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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,056 | $108,911+125.9% | $100,392+145.1% | $145,884+68.7% |
| Participation rate | 93.3% | 83.0%+10.4pp | 81.5%+11.8pp | 80.3%+13.0pp |
| Annual return | 12.44% | 58.23%-45.8pp | 49.45%-37.0pp | 551.85%-539.4pp |
| Employer contribution / active EE | $7,823 | $4,420+77.0% | $3,941+98.5% | $4,662+67.8% |
| Participant deferral / active EE | $13,531 | $8,459+60.0% | $8,090+67.3% | $6,690+102.3% |
| Admin fee / account holder | $16,057 | $9,698+65.6% | $7,904+103.1% | $13,392+19.9% |