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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,207 | $183,516-67.2% | $155,534-61.3% | $145,884-58.7% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 13.15% | 61.43%-48.3pp | 64.92%-51.8pp | 551.85%-538.7pp |
| Employer contribution / active EE | $1,118 | $5,315-79.0% | $4,675-76.1% | $4,662-76.0% |
| Participant deferral / active EE | $2,727 | $6,467-57.8% | $5,630-51.6% | $6,690-59.2% |
| Admin fee / account holder | $592 | $19,293-96.9% | $15,900-96.3% | $13,392-95.6% |