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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,678 | $145,431-62.4% | $211,142-74.1% | $87,485-37.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.3%+12.7pp | 68.9%+31.1pp |
| Annual return | 9.48% | 27.21%-17.7pp | 46.84%-37.4pp | 26.06%-16.6pp |
| Employer contribution / active EE | $3,025 | $4,662-35.1% | $6,442-53.0% | $2,596+16.5% |
| Participant deferral / active EE | $3,888 | $6,859-43.3% | $9,284-58.1% | $4,274-9.0% |
| Admin fee / account holder | $22,187 | $17,052+30.1% | $19,076+16.3% | $7,775+185.4% |