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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,105 | $88,360-2.6% | $145,433-40.8% | $67,986+26.7% |
| Participation rate | 85.7% | 65.5%+20.2pp | 82.1%+3.6pp | 57.2%+28.5pp |
| Annual return | 30.13% | 63.15%-33.0pp | 66.58%-36.4pp | 31.67%-1.5pp |
| Employer contribution / active EE | $4,754 | $3,054+55.7% | $4,554+4.4% | $2,019+135.5% |
| Participant deferral / active EE | $9,374 | $5,932+58.0% | $7,897+18.7% | $3,358+179.2% |
| Admin fee / account holder | $6,371 | $3,313+92.3% | $13,129-51.5% | $3,203+98.9% |