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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,530 | $135,905+74.0% | $126,068+87.6% | $198,609+19.1% |
| Participation rate | 100.0% | 85.6%+14.4pp | 84.7%+15.3pp | 82.4%+17.6pp |
| Annual return | 18.35% | 14.07%+4.3pp | 15.01%+3.3pp | 202.70%-184.3pp |
| Employer contribution / active EE | $14,681 | $4,245+245.8% | $3,968+270.0% | $5,055+190.4% |
| Participant deferral / active EE | $20,277 | $8,523+137.9% | $8,214+146.9% | $6,977+190.6% |
| Admin fee / account holder | $2,418 | $21,036-88.5% | $18,264-86.8% | $19,030-87.3% |