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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,530 | $100,970+134.3% | $96,576+144.9% | $137,256+72.3% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 18.35% | 38.16%-19.8pp | 38.47%-20.1pp | 220.34%-202.0pp |
| Employer contribution / active EE | $14,681 | $3,809+285.4% | $3,553+313.2% | $4,156+253.2% |
| Participant deferral / active EE | $20,277 | $8,286+144.7% | $7,956+154.8% | $6,407+216.5% |
| Admin fee / account holder | $2,418 | $11,312-78.6% | $11,381-78.8% | $12,270-80.3% |