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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,794 | $199,109-54.4% | $173,730-47.7% | $154,746-41.3% |
| Participation rate | 90.0% | 82.8%+7.2pp | 79.6%+10.4pp | 80.7%+9.3pp |
| Annual return | 29.86% | 20.02%+9.8pp | 19.96%+9.9pp | 172.34%-142.5pp |
| Employer contribution / active EE | $4,242 | $5,311-20.1% | $4,577-7.3% | $4,379-3.1% |
| Participant deferral / active EE | $6,671 | $7,113-6.2% | $6,326+5.4% | $6,730-0.9% |
| Admin fee / account holder | $3,212 | $20,916-84.6% | $17,523-81.7% | $14,365-77.6% |