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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,711 | $174,379+54.7% | $152,093+77.3% | $138,895+94.2% |
| Participation rate | 87.5% | 81.6%+5.9pp | 77.8%+9.7pp | 79.9%+7.6pp |
| Annual return | 15.04% | 74.86%-59.8pp | 66.36%-51.3pp | 145.39%-130.4pp |
| Employer contribution / active EE | $8,234 | $4,652+77.0% | $4,175+97.2% | $4,194+96.3% |
| Participant deferral / active EE | $8,613 | $6,159+39.8% | $5,451+58.0% | $6,396+34.7% |
| Admin fee / account holder | $3,695 | $16,880-78.1% | $14,497-74.5% | $12,562-70.6% |