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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,873 | $81,358+164.1% | $155,556+38.1% | $80,959+165.4% |
| Participation rate | 54.9% | 66.3%-11.4pp | 78.2%-23.3pp | 67.7%-12.8pp |
| Annual return | 16.14% | 33.39%-17.2pp | 64.84%-48.7pp | 35.67%-19.5pp |
| Employer contribution / active EE | $2,838 | $3,106-8.6% | $4,675-39.3% | $2,757+2.9% |
| Participant deferral / active EE | $7,319 | $3,455+111.8% | $5,631+30.0% | $4,300+70.2% |
| Admin fee / account holder | $7,049 | $7,994-11.8% | $15,885-55.6% | $6,925+1.8% |