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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,774 | $81,331+96.4% | $155,534+2.7% | $80,935+97.4% |
| Participation rate | 96.4% | 66.3%+30.2pp | 78.2%+18.2pp | 67.7%+28.8pp |
| Annual return | 9.45% | 33.37%-23.9pp | 64.92%-55.5pp | 35.66%-26.2pp |
| Employer contribution / active EE | $7,118 | $3,105+129.3% | $4,675+52.3% | $2,757+158.2% |
| Participant deferral / active EE | $5,528 | $3,454+60.0% | $5,630-1.8% | $4,299+28.6% |
| Admin fee / account holder | $80,097 | $7,999+901.3% | $15,900+403.8% | $6,924+1056.7% |