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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,774 | $81,262+96.6% | $155,602+2.7% | $80,911+97.5% |
| Participation rate | 96.4% | 66.2%+30.2pp | 78.2%+18.2pp | 67.6%+28.8pp |
| Annual return | 9.45% | 33.34%-23.9pp | 64.81%-55.4pp | 35.63%-26.2pp |
| Employer contribution / active EE | $7,118 | $3,102+129.5% | $4,675+52.2% | $2,756+158.3% |
| Participant deferral / active EE | $5,528 | $3,451+60.2% | $5,629-1.8% | $4,297+28.6% |
| Admin fee / account holder | $80,097 | $7,992+902.2% | $15,923+403.0% | $6,935+1055.0% |