Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,235 | $50,554-75.8% | $67,681-81.9% | $87,485-86.0% |
| Participation rate | 53.3% | 67.7%-14.4pp | 73.7%-20.4pp | 68.9%-15.6pp |
| Annual return | 9.81% | 17.81%-8.0pp | 590.58%-580.8pp | 26.06%-16.3pp |
| Employer contribution / active EE | $751 | $1,988-62.2% | $2,678-72.0% | $2,596-71.1% |
| Participant deferral / active EE | $1,559 | $2,961-47.4% | $3,976-60.8% | $4,274-63.5% |
| Admin fee / account holder | $991 | $4,132-76.0% | $6,100-83.7% | $7,775-87.2% |