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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,196 | $183,539-5.6% | $155,556+11.3% | $145,897+18.7% |
| Participation rate | 55.6% | 82.7%-27.2pp | 78.2%-22.7pp | 80.3%-24.8pp |
| Annual return | 14.39% | 61.31%-46.9pp | 64.84%-50.4pp | 552.29%-537.9pp |
| Employer contribution / active EE | $2,942 | $5,315-44.7% | $4,675-37.1% | $4,663-36.9% |
| Participant deferral / active EE | $5,693 | $6,467-12.0% | $5,631+1.1% | $6,689-14.9% |
| Admin fee / account holder | $38 | $19,275-99.8% | $15,885-99.8% | $13,390-99.7% |