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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,036 | $76,634-11.2% | $56,054+21.4% | $145,978-53.4% |
| Participation rate | 83.3% | 63.2%+20.1pp | 52.5%+30.9pp | 80.3%+3.0pp |
| Annual return | 13.07% | 3004.33%-2991.3pp | 1705.95%-1692.9pp | 550.52%-537.5pp |
| Employer contribution / active EE | $2,560 | $1,380+85.5% | $1,039+146.4% | $4,662-45.1% |
| Participant deferral / active EE | $3,738 | $2,622+42.5% | $1,952+91.5% | $6,690-44.1% |
| Admin fee / account holder | $4,914 | $3,321+48.0% | $2,822+74.1% | $13,400-63.3% |