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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,036 | $76,522-11.1% | $56,033+21.4% | $145,884-53.4% |
| Participation rate | 83.3% | 63.2%+20.1pp | 52.5%+30.8pp | 80.3%+3.0pp |
| Annual return | 13.07% | 3014.28%-3001.2pp | 1711.38%-1698.3pp | 551.85%-538.8pp |
| Employer contribution / active EE | $2,560 | $1,382+85.2% | $1,041+145.9% | $4,662-45.1% |
| Participant deferral / active EE | $3,738 | $2,624+42.4% | $1,954+91.3% | $6,690-44.1% |
| Admin fee / account holder | $4,914 | $3,328+47.6% | $2,827+73.8% | $13,392-63.3% |