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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,263 | $114,013+106.3% | $103,693+126.9% | $155,188+51.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 10.31% | 49.31%-39.0pp | 47.61%-37.3pp | 148.84%-138.5pp |
| Employer contribution / active EE | $2,160 | $3,131-31.0% | $2,920-26.0% | $4,248-49.1% |
| Participant deferral / active EE | $27,250 | $4,970+448.3% | $4,579+495.1% | $6,531+317.2% |
| Admin fee / account holder | $14,577 | $8,407+73.4% | $7,858+85.5% | $14,480+0.7% |