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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,587 | $172,111-30.5% | $150,298-20.4% | $137,256-12.9% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 13.56% | 69.37%-55.8pp | 62.79%-49.2pp | 220.34%-206.8pp |
| Employer contribution / active EE | $3,623 | $4,636-21.9% | $4,154-12.8% | $4,156-12.8% |
| Participant deferral / active EE | $6,622 | $6,166+7.4% | $5,453+21.5% | $6,407+3.4% |
| Admin fee / account holder | $1,449 | $16,471-91.2% | $14,116-89.7% | $12,270-88.2% |