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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,500 | $97,550+63.5% | $120,344+32.5% | $87,485+82.3% |
| Participation rate | 63.4% | 72.8%-9.4pp | 76.7%-13.3pp | 68.9%-5.6pp |
| Annual return | 13.49% | 18.41%-4.9pp | 20.30%-6.8pp | 26.06%-12.6pp |
| Employer contribution / active EE | $3,222 | $2,291+40.7% | $3,020+6.7% | $2,596+24.1% |
| Participant deferral / active EE | $5,850 | $4,230+38.3% | $5,135+13.9% | $4,274+36.9% |
| Admin fee / account holder | $5,768 | $9,543-39.6% | $12,742-54.7% | $7,775-25.8% |