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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,943 | $110,039+74.4% | $97,260+97.3% | $145,884+31.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 20.35% | 244.44%-224.1pp | 75.54%-55.2pp | 551.85%-531.5pp |
| Employer contribution / active EE | $12,655 | $3,074+311.7% | $2,721+365.1% | $4,662+171.4% |
| Participant deferral / active EE | $7,976 | $4,674+70.6% | $4,262+87.2% | $6,690+19.2% |
| Admin fee / account holder | $452 | $6,204-92.7% | $5,640-92.0% | $13,392-96.6% |