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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,209 | $160,040-58.0% | $147,096-54.3% | $145,877-53.9% |
| Participation rate | 57.9% | 84.0%-26.1pp | 82.2%-24.3pp | 80.3%-22.4pp |
| Annual return | 17.75% | 98.49%-80.7pp | 419.75%-402.0pp | 551.28%-533.5pp |
| Employer contribution / active EE | $1,882 | $5,289-64.4% | $4,936-61.9% | $4,663-59.6% |
| Participant deferral / active EE | $6,740 | $8,429-20.0% | $8,071-16.5% | $6,691+0.7% |
| Admin fee / account holder | $7,412 | $15,050-50.8% | $13,005-43.0% | $13,402-44.7% |