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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,209 | $159,934-58.0% | $147,005-54.3% | $145,959-54.0% |
| Participation rate | 57.9% | 84.0%-26.1pp | 82.2%-24.3pp | 80.3%-22.4pp |
| Annual return | 17.75% | 98.24%-80.5pp | 418.76%-401.0pp | 561.95%-544.2pp |
| Employer contribution / active EE | $1,882 | $5,287-64.4% | $4,934-61.9% | $4,661-59.6% |
| Participant deferral / active EE | $6,740 | $8,427-20.0% | $8,070-16.5% | $6,689+0.8% |
| Admin fee / account holder | $7,412 | $15,053-50.8% | $13,006-43.0% | $13,398-44.7% |