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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,273 | $183,592+9.1% | $155,574+28.7% | $145,877+37.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 39.75% | 61.37%-21.6pp | 64.87%-25.1pp | 551.28%-511.5pp |
| Employer contribution / active EE | $4,018 | $5,317-24.4% | $4,676-14.1% | $4,663-13.8% |
| Participant deferral / active EE | $5,892 | $6,466-8.9% | $5,629+4.7% | $6,691-11.9% |
| Admin fee / account holder | $512 | $19,316-97.4% | $15,914-96.8% | $13,402-96.2% |