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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,155 | $172,111+38.4% | $150,298+58.5% | $137,256+73.5% |
| Participation rate | 91.7% | 81.7%+10.0pp | 77.8%+13.9pp | 80.0%+11.7pp |
| Annual return | 13.52% | 69.37%-55.9pp | 62.79%-49.3pp | 220.34%-206.8pp |
| Employer contribution / active EE | $4,572 | $4,636-1.4% | $4,154+10.1% | $4,156+10.0% |
| Participant deferral / active EE | $5,595 | $6,166-9.2% | $5,453+2.6% | $6,407-12.7% |
| Admin fee / account holder | $16,079 | $16,471-2.4% | $14,116+13.9% | $12,270+31.0% |