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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,018 | $56,116-34.0% | $135,768-72.7% | $86,983-57.4% |
| Participation rate | 52.9% | 60.1%-7.2pp | 71.1%-18.1pp | 69.5%-16.6pp |
| Annual return | 19.95% | 125.33%-105.4pp | 526.10%-506.1pp | 25.83%-5.9pp |
| Employer contribution / active EE | $506 | $1,528-66.9% | $3,394-85.1% | $2,584-80.4% |
| Participant deferral / active EE | $3,831 | $2,690+42.4% | $3,977-3.7% | $4,194-8.7% |
| Admin fee / account holder | $1,190 | $4,314-72.4% | $7,048-83.1% | $7,856-84.9% |