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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,303 | $154,228-35.6% | $145,433-31.7% | $137,256-27.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 12.37% | 74.59%-62.2pp | 66.58%-54.2pp | 220.34%-208.0pp |
| Employer contribution / active EE | $3,848 | $4,804-19.9% | $4,554-15.5% | $4,156-7.4% |
| Participant deferral / active EE | $8,663 | $8,216+5.4% | $7,897+9.7% | $6,407+35.2% |
| Admin fee / account holder | $8,413 | $14,344-41.4% | $13,129-35.9% | $12,270-31.4% |