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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,059 | $123,155-78.8% | $108,753-76.0% | $155,188-83.2% |
| Participation rate | 43.8% | 75.6%-31.9pp | 71.1%-27.3pp | 80.8%-37.1pp |
| Annual return | 23.27% | 44.73%-21.5pp | 37.47%-14.2pp | 148.84%-125.6pp |
| Employer contribution / active EE | $510 | $2,811-81.9% | $2,427-79.0% | $4,248-88.0% |
| Participant deferral / active EE | $1,774 | $4,623-61.6% | $4,115-56.9% | $6,531-72.8% |
| Admin fee / account holder | $842 | $12,126-93.1% | $10,320-91.8% | $14,480-94.2% |