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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,032 | $183,539-79.8% | $155,556-76.2% | $145,897-74.6% |
| Participation rate | 40.0% | 82.7%-42.7pp | 78.2%-38.2pp | 80.3%-40.3pp |
| Annual return | 9.89% | 61.31%-51.4pp | 64.84%-55.0pp | 552.29%-542.4pp |
| Employer contribution / active EE | $1,572 | $5,315-70.4% | $4,675-66.4% | $4,663-66.3% |
| Participant deferral / active EE | $3,349 | $6,467-48.2% | $5,631-40.5% | $6,689-49.9% |
| Admin fee / account holder | $143 | $19,275-99.3% | $15,885-99.1% | $13,390-98.9% |