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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,876 | $147,556+7.0% | $129,031+22.4% | $198,609-20.5% |
| Participation rate | 66.7% | 77.2%-10.6pp | 73.4%-6.7pp | 82.4%-15.7pp |
| Annual return | 20.98% | 37.41%-16.4pp | 34.67%-13.7pp | 202.70%-181.7pp |
| Employer contribution / active EE | $1,884 | $3,645-48.3% | $3,226-41.6% | $5,055-62.7% |
| Participant deferral / active EE | $7,492 | $5,760+30.1% | $5,217+43.6% | $6,977+7.4% |
| Admin fee / account holder | $0 | $15,467-100.0% | $13,208-100.0% | $19,030-100.0% |