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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,876 | $108,882+45.0% | $96,754+63.2% | $154,746+2.0% |
| Participation rate | 66.7% | 75.1%-8.4pp | 70.3%-3.6pp | 80.7%-14.0pp |
| Annual return | 20.98% | 98.39%-77.4pp | 82.04%-61.1pp | 172.34%-151.4pp |
| Employer contribution / active EE | $1,884 | $3,018-37.6% | $2,679-29.7% | $4,379-57.0% |
| Participant deferral / active EE | $7,492 | $5,323+40.8% | $4,758+57.5% | $6,730+11.3% |
| Admin fee / account holder | $0 | $10,200-100.0% | $8,905-100.0% | $14,365-100.0% |