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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,468 | $107,809+52.6% | $97,032+69.5% | $155,188+6.0% |
| Participation rate | 81.8% | 75.5%+6.3pp | 71.6%+10.3pp | 80.8%+1.0pp |
| Annual return | 16.24% | 38.06%-21.8pp | 35.38%-19.1pp | 148.84%-132.6pp |
| Employer contribution / active EE | $3,954 | $2,911+35.8% | $2,629+50.4% | $4,248-6.9% |
| Participant deferral / active EE | $12,987 | $5,129+153.2% | $4,672+177.9% | $6,531+98.8% |
| Admin fee / account holder | $11,767 | $10,717+9.8% | $9,418+24.9% | $14,480-18.7% |