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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,618 | $129,737-35.5% | $119,126-29.8% | $154,746-46.0% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 18.62% | 379.08%-360.5pp | 282.11%-263.5pp | 172.34%-153.7pp |
| Employer contribution / active EE | $3,249 | $4,375-25.7% | $4,034-19.4% | $4,379-25.8% |
| Participant deferral / active EE | $14,824 | $5,842+153.7% | $5,318+178.7% | $6,730+120.3% |
| Admin fee / account holder | $1,580 | $11,961-86.8% | $10,693-85.2% | $14,365-89.0% |