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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,512 | $86,940-12.0% | $102,434-25.3% | $80,935-5.5% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 20.01% | 18.89%+1.1pp | 29.46%-9.4pp | 35.66%-15.6pp |
| Employer contribution / active EE | $2,373 | $2,370+0.1% | $3,023-21.5% | $2,757-13.9% |
| Participant deferral / active EE | $5,440 | $4,121+32.0% | $5,055+7.6% | $4,299+26.5% |
| Admin fee / account holder | $7,366 | $8,047-8.5% | $9,462-22.2% | $6,924+6.4% |