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Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,163,825 | $183,592+533.9% | $155,574+648.1% | $145,877+697.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 64.50% | 61.37%+3.1pp | 64.87%-0.4pp | 551.28%-486.8pp |
| Employer contribution / active EE | $698 | $5,317-86.9% | $4,676-85.1% | $4,663-85.0% |
| Participant deferral / active EE | $2,939 | $6,466-54.5% | $5,629-47.8% | $6,691-56.1% |
| Admin fee / account holder | $288 | $19,316-98.5% | $15,914-98.2% | $13,402-97.9% |