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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,291 | $106,864+141.7% | $147,318+75.3% | $82,637+212.6% |
| Participation rate | 73.2% | 75.5%-2.3pp | 82.1%-8.9pp | 68.1%+5.2pp |
| Annual return | 15.42% | 27.49%-12.1pp | 70.43%-55.0pp | 53.51%-38.1pp |
| Employer contribution / active EE | $6,977 | $3,417+104.2% | $4,593+51.9% | $2,552+173.4% |
| Participant deferral / active EE | $11,726 | $6,496+80.5% | $7,906+48.3% | $4,126+184.2% |
| Admin fee / account holder | $28,816 | $8,415+242.4% | $13,708+110.2% | $7,339+292.6% |