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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,388 | $50,534+9.6% | $213,469-74.1% | $64,340-13.9% |
| Participation rate | 47.7% | 46.3%+1.4pp | 77.1%-29.4pp | 55.2%-7.5pp |
| Annual return | 16.38% | 38.98%-22.6pp | 20.58%-4.2pp | 24.14%-7.8pp |
| Employer contribution / active EE | $1,689 | $1,419+19.0% | $4,994-66.2% | $1,862-9.3% |
| Participant deferral / active EE | $2,470 | $2,901-14.9% | $6,841-63.9% | $2,980-17.1% |
| Admin fee / account holder | $4,306 | $4,263+1.0% | $27,141-84.1% | $3,703+16.3% |