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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,740 | $102,595-72.0% | $94,057-69.4% | $154,746-81.4% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 6.13% | 583.42%-577.3pp | 480.62%-474.5pp | 172.34%-166.2pp |
| Employer contribution / active EE | $2,917 | $3,147-7.3% | $2,933-0.5% | $4,379-33.4% |
| Participant deferral / active EE | $2,488 | $5,118-51.4% | $4,709-47.2% | $6,730-63.0% |
| Admin fee / account holder | $64,486 | $7,736+733.6% | $7,244+790.1% | $14,365+348.9% |