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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,289 | $71,230-47.7% | $93,727-60.2% | $80,959-53.9% |
| Participation rate | 76.5% | 60.4%+16.1pp | 68.7%+7.8pp | 67.7%+8.8pp |
| Annual return | 19.00% | 11.26%+7.7pp | 133.83%-114.8pp | 35.67%-16.7pp |
| Employer contribution / active EE | $2,539 | $1,565+62.2% | $2,421+4.9% | $2,757-7.9% |
| Participant deferral / active EE | $3,312 | $4,037-18.0% | $4,417-25.0% | $4,300-23.0% |
| Admin fee / account holder | $3,601 | $6,961-48.3% | $8,292-56.6% | $6,925-48.0% |