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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,289 | $71,057-47.5% | $93,654-60.2% | $80,874-53.9% |
| Participation rate | 76.5% | 60.4%+16.1pp | 68.7%+7.7pp | 67.6%+8.8pp |
| Annual return | 19.00% | 11.26%+7.7pp | 133.34%-114.3pp | 35.62%-16.6pp |
| Employer contribution / active EE | $2,539 | $1,564+62.3% | $2,421+4.9% | $2,756-7.9% |
| Participant deferral / active EE | $3,312 | $4,034-17.9% | $4,413-24.9% | $4,297-22.9% |
| Admin fee / account holder | $3,601 | $6,944-48.1% | $8,282-56.5% | $6,935-48.1% |