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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,704 | $160,070-77.1% | $147,117-75.1% | $145,897-74.8% |
| Participation rate | 44.4% | 84.0%-39.6pp | 82.2%-37.7pp | 80.3%-35.9pp |
| Annual return | 22.76% | 98.69%-75.9pp | 420.54%-397.8pp | 552.29%-529.5pp |
| Employer contribution / active EE | $1,289 | $5,285-75.6% | $4,932-73.9% | $4,663-72.4% |
| Participant deferral / active EE | $2,682 | $8,419-68.2% | $8,065-66.7% | $6,689-59.9% |
| Admin fee / account holder | $7,705 | $15,035-48.8% | $12,993-40.7% | $13,390-42.5% |