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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,782 | $81,457-0.8% | $103,378-21.9% | $80,911-0.2% |
| Participation rate | 25.8% | 66.8%-41.0pp | 74.5%-48.7pp | 67.6%-41.8pp |
| Annual return | 15.96% | 25.58%-9.6pp | 24.91%-9.0pp | 35.63%-19.7pp |
| Employer contribution / active EE | $948 | $3,107-69.5% | $3,870-75.5% | $2,756-65.6% |
| Participant deferral / active EE | $1,998 | $3,871-48.4% | $5,058-60.5% | $4,297-53.5% |
| Admin fee / account holder | $1,006 | $6,717-85.0% | $8,401-88.0% | $6,935-85.5% |