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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $562,311 | $154,228+264.6% | $145,433+286.6% | $137,256+309.7% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 80.0%0pp |
| Annual return | 13.59% | 74.59%-61.0pp | 66.58%-53.0pp | 220.34%-206.7pp |
| Employer contribution / active EE | $10,238 | $4,804+113.1% | $4,554+124.8% | $4,156+146.3% |
| Participant deferral / active EE | $13,236 | $8,216+61.1% | $7,897+67.6% | $6,407+106.6% |
| Admin fee / account holder | $244,412 | $14,344+1604.0% | $13,129+1761.6% | $12,270+1891.9% |