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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $562,311 | $196,972+185.5% | $182,262+208.5% | $198,609+183.1% |
| Participation rate | 80.0% | 85.7%-5.7pp | 84.2%-4.2pp | 82.4%-2.4pp |
| Annual return | 13.59% | 158.27%-144.7pp | 140.60%-127.0pp | 202.70%-189.1pp |
| Employer contribution / active EE | $10,238 | $5,364+90.9% | $5,046+102.9% | $5,055+102.5% |
| Participant deferral / active EE | $13,236 | $8,643+53.1% | $8,276+59.9% | $6,977+89.7% |
| Admin fee / account holder | $244,412 | $18,429+1226.3% | $16,712+1362.5% | $19,030+1184.3% |