Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,709 | $42,423-65.3% | $152,093-90.3% | $100,573-85.4% |
| Participation rate | 12.9% | 55.9%-43.0pp | 77.8%-64.8pp | 70.9%-58.0pp |
| Annual return | 12.61% | 41.32%-28.7pp | 66.36%-53.7pp | 18.89%-6.3pp |
| Employer contribution / active EE | $0 | $1,482-100.0% | $4,175-100.0% | $3,763-100.0% |
| Participant deferral / active EE | $486 | $2,158-77.5% | $5,451-91.1% | $4,921-90.1% |
| Admin fee / account holder | $4,861 | $429+1032.0% | $14,497-66.5% | $454+970.9% |