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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $623,455 | $185,312+236.4% | $161,489+286.1% | $154,746+302.9% |
| Participation rate | 90.0% | 82.5%+7.5pp | 78.7%+11.3pp | 80.7%+9.3pp |
| Annual return | 13.90% | 103.84%-89.9pp | 89.72%-75.8pp | 172.34%-158.4pp |
| Employer contribution / active EE | $11,148 | $4,769+133.7% | $4,268+161.2% | $4,379+154.6% |
| Participant deferral / active EE | $13,112 | $6,350+106.5% | $5,630+132.9% | $6,730+94.8% |
| Admin fee / account holder | $19,179 | $18,654+2.8% | $16,006+19.8% | $14,365+33.5% |