Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,007 | $41,016-82.9% | $152,093-95.4% | $64,097-89.1% |
| Participation rate | 69.7% | 51.3%+18.3pp | 77.8%-8.1pp | 55.2%+14.5pp |
| Annual return | 10.21% | 39.60%-29.4pp | 66.36%-56.1pp | 34.64%-24.4pp |
| Employer contribution / active EE | $0 | $1,342-100.0% | $4,175-100.0% | $1,891-100.0% |
| Participant deferral / active EE | $1,520 | $1,927-21.2% | $5,451-72.1% | $3,080-50.7% |
| Admin fee / account holder | $837 | $2,305-63.7% | $14,497-94.2% | $3,454-75.8% |