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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $451,346 | $156,398+188.6% | $147,318+206.4% | $138,895+225.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.53% | 78.75%-62.2pp | 70.43%-53.9pp | 145.39%-128.9pp |
| Employer contribution / active EE | $695 | $4,853-85.7% | $4,593-84.9% | $4,194-83.4% |
| Participant deferral / active EE | $27,795 | $8,237+237.4% | $7,906+251.5% | $6,396+334.5% |
| Admin fee / account holder | $442 | $14,976-97.1% | $13,708-96.8% | $12,562-96.5% |