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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,346 | $158,393-70.7% | $143,412-67.7% | $155,188-70.1% |
| Participation rate | 33.3% | 79.7%-46.4pp | 78.5%-45.1pp | 80.8%-47.5pp |
| Annual return | 15.04% | 324.22%-309.2pp | 256.99%-242.0pp | 148.84%-133.8pp |
| Employer contribution / active EE | $0 | $3,911-100.0% | $3,748-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $3,651 | $7,193-49.2% | $6,816-46.4% | $6,531-44.1% |
| Admin fee / account holder | $0 | $12,964-100.0% | $11,396-100.0% | $14,480-100.0% |