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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,162 | $87,166-20.7% | $76,735-9.9% | $137,256-49.6% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.5%+30.5pp | 80.0%+20.0pp |
| Annual return | 14.57% | 26.50%-11.9pp | 29.77%-15.2pp | 220.34%-205.8pp |
| Employer contribution / active EE | $3,685 | $2,904+26.9% | $2,454+50.2% | $4,156-11.3% |
| Participant deferral / active EE | $6,110 | $4,726+29.3% | $4,088+49.5% | $6,407-4.6% |
| Admin fee / account holder | $17,463 | $8,403+107.8% | $7,189+142.9% | $12,270+42.3% |