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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,100 | $110,093-91.7% | $97,295-90.6% | $145,897-93.8% |
| Participation rate | 57.1% | 75.9%-18.8pp | 72.7%-15.5pp | 80.3%-23.2pp |
| Annual return | 13.04% | 244.76%-231.7pp | 75.62%-62.6pp | 552.29%-539.2pp |
| Employer contribution / active EE | $1,207 | $3,077-60.8% | $2,723-55.7% | $4,663-74.1% |
| Participant deferral / active EE | $3,254 | $4,678-30.4% | $4,264-23.7% | $6,689-51.4% |
| Admin fee / account holder | $1,423 | $6,212-77.1% | $5,646-74.8% | $13,390-89.4% |