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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,632 | $61,816-50.4% | $97,260-68.5% | $80,935-62.2% |
| Participation rate | 54.8% | 63.5%-8.7pp | 72.7%-17.9pp | 67.7%-12.9pp |
| Annual return | 14.80% | -558.73%+573.5pp | 75.54%-60.7pp | 35.66%-20.9pp |
| Employer contribution / active EE | $1,165 | $1,836-36.6% | $2,721-57.2% | $2,757-57.7% |
| Participant deferral / active EE | $2,165 | $3,027-28.5% | $4,262-49.2% | $4,299-49.6% |
| Admin fee / account holder | $1,135 | $5,166-78.0% | $5,640-79.9% | $6,924-83.6% |