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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,599 | $89,259-29.9% | $107,187-41.6% | $82,637-24.2% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 23.53% | 21.02%+2.5pp | 204.55%-181.0pp | 53.51%-30.0pp |
| Employer contribution / active EE | $2,689 | $3,080-12.7% | $3,782-28.9% | $2,552+5.3% |
| Participant deferral / active EE | $4,440 | $4,037+10.0% | $5,096-12.9% | $4,126+7.6% |
| Admin fee / account holder | $3,726 | $7,381-49.5% | $9,162-59.3% | $7,339-49.2% |