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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,599 | $96,731-35.3% | $123,973-49.5% | $86,983-28.0% |
| Participation rate | 100.0% | 70.0%+30.0pp | 76.7%+23.3pp | 69.5%+30.5pp |
| Annual return | 23.53% | 17.33%+6.2pp | 388.13%-364.6pp | 25.83%-2.3pp |
| Employer contribution / active EE | $2,689 | $3,297-18.5% | $4,126-34.8% | $2,584+4.0% |
| Participant deferral / active EE | $4,440 | $4,152+6.9% | $5,247-15.4% | $4,194+5.9% |
| Admin fee / account holder | $3,726 | $8,722-57.3% | $11,799-68.4% | $7,856-52.6% |