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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,046 | $183,592-3.0% | $155,574+14.4% | $145,877+22.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 3.06% | 61.37%-58.3pp | 64.87%-61.8pp | 551.28%-548.2pp |
| Employer contribution / active EE | $0 | $5,317-100.0% | $4,676-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $3,660 | $6,466-43.4% | $5,629-35.0% | $6,691-45.3% |
| Admin fee / account holder | $17,223 | $19,316-10.8% | $15,914+8.2% | $13,402+28.5% |