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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,861 | $102,385+2.4% | $147,080-28.7% | $80,935+29.6% |
| Participation rate | 22.6% | 75.9%-53.3pp | 82.2%-59.6pp | 67.7%-45.1pp |
| Annual return | 12.61% | 135.09%-122.5pp | 420.17%-407.6pp | 35.66%-23.1pp |
| Employer contribution / active EE | $1,067 | $3,717-71.3% | $4,933-78.4% | $2,757-61.3% |
| Participant deferral / active EE | $3,121 | $6,651-53.1% | $8,066-61.3% | $4,299-27.4% |
| Admin fee / account holder | $10 | $7,951-99.9% | $12,989-99.9% | $6,924-99.9% |