Filings through .
See peer percentile detail with Pro.
Pro shows the percentile for each metric against plans of the same size and industry. Free for 7 days, no card. Then $49 a month. Cancel any time.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: CREATIVE RETIREMENT SYSTEMS Service code 15 · EIN 31-1299207 | Recordkeeping | $1,650 |
AMERICAN FUNDS7 years Filed as: CAPITAL RESEARCH AND MANAGEMENT CO. Service code 10 · EIN 95-6817943 | Accounting | $675 |
4 funds of $250K or more; 16 lines in all, holding $2.9M of the plan's $3.0M. From the 2025 filing. Recordkeeper: Capital Group.
Target-date series: American Funds Target Date, mutual fund, 79% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| American Funds Target Date Capital Group · Mutual fund Target-date, 11 vintagesRecordkeeper's own fund | $2.3M | 78.6% |
| American Funds Capital Group · Mutual fund Recordkeeper's own fund | $170K | 5.8% |
| NEW Perspective Fund Class R-3 Capital Group · Mutual fund Recordkeeper's own fund | $130K | 4.5% |
| Smallcap World Fund INC Class R-3 Capital Group · Mutual fund Recordkeeper's own fund | $93K | 3.2% |
| Eupac Fund Class R-3 Capital Group · Mutual fund Recordkeeper's own fund | $79K | 2.7% |
| Growth Fund OF America Class R-3 Capital Group · Mutual fund Recordkeeper's own fund | $61K | 2.1% |
| Washington Mutual Investors Fund Class R-3 Capital Group · Mutual fund Possible retail class R3Recordkeeper's own fund | $21K | 0.7% |
| International Growth and Income Fund Class R-3 Capital Group · Mutual fund Possible retail class R3Recordkeeper's own fund | $16K | 0.5% |
| NEW World Fund INC Class R-3 Capital Group · Mutual fund Recordkeeper's own fund | $16K | 0.5% |
| American Funds U.S. Government Money Market Fund Class R-3 Capital Group · Money market Recordkeeper's own fund | $12K | 0.4% |
No lineup changes between the 2024 and 2025 filings.
Stable value and insurance contract lines, renames and class changes are not counted.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings, not money moved.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.