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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $472,438 | $115,225+310.0% | $100,712+369.1% | $138,895+240.1% |
| Participation rate | 75.0% | 74.3%+0.7pp | 69.3%+5.7pp | 79.9%-4.9pp |
| Annual return | 16.69% | 40.35%-23.7pp | 33.27%-16.6pp | 145.39%-128.7pp |
| Employer contribution / active EE | $3,200 | $2,771+15.5% | $2,313+38.3% | $4,194-23.7% |
| Participant deferral / active EE | $4,821 | $4,699+2.6% | $4,085+18.0% | $6,396-24.6% |
| Admin fee / account holder | $1,038 | $10,844-90.4% | $9,256-88.8% | $12,562-91.7% |