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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,276 | $183,592+36.9% | $155,574+61.5% | $145,877+72.3% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 10.22% | 61.37%-51.2pp | 64.87%-54.6pp | 551.28%-541.1pp |
| Employer contribution / active EE | $12,886 | $5,317+142.4% | $4,676+175.6% | $4,663+176.3% |
| Participant deferral / active EE | $8,929 | $6,466+38.1% | $5,629+58.6% | $6,691+33.5% |
| Admin fee / account holder | $6,677 | $19,316-65.4% | $15,914-58.0% | $13,402-50.2% |