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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,276 | $183,539+36.9% | $155,556+61.5% | $145,897+72.2% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 10.22% | 61.31%-51.1pp | 64.84%-54.6pp | 552.29%-542.1pp |
| Employer contribution / active EE | $12,886 | $5,315+142.4% | $4,675+175.6% | $4,663+176.4% |
| Participant deferral / active EE | $8,929 | $6,467+38.1% | $5,631+58.6% | $6,689+33.5% |
| Admin fee / account holder | $6,677 | $19,275-65.4% | $15,885-58.0% | $13,390-50.1% |