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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,276 | $183,592+36.9% | $155,567+61.5% | $145,959+72.2% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 10.22% | 61.24%-51.0pp | 64.74%-54.5pp | 561.95%-551.7pp |
| Employer contribution / active EE | $12,886 | $5,315+142.4% | $4,674+175.7% | $4,661+176.5% |
| Participant deferral / active EE | $8,929 | $6,464+38.1% | $5,628+58.7% | $6,689+33.5% |
| Admin fee / account holder | $6,677 | $19,318-65.4% | $15,916-58.1% | $13,398-50.2% |