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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,075 | $102,393-38.4% | $147,041-57.1% | $80,911-22.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 12.86% | 134.95%-122.1pp | 419.21%-406.4pp | 35.63%-22.8pp |
| Employer contribution / active EE | $1,788 | $3,715-51.9% | $4,935-63.8% | $2,756-35.1% |
| Participant deferral / active EE | $3,036 | $6,647-54.3% | $8,071-62.4% | $4,297-29.3% |
| Admin fee / account holder | $545 | $7,943-93.1% | $13,006-95.8% | $6,935-92.1% |