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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,801 | $123,155+52.5% | $108,753+72.7% | $155,188+21.0% |
| Participation rate | 77.8% | 75.6%+2.1pp | 71.1%+6.7pp | 80.8%-3.0pp |
| Annual return | 20.11% | 44.73%-24.6pp | 37.47%-17.4pp | 148.84%-128.7pp |
| Employer contribution / active EE | $3,387 | $2,811+20.5% | $2,427+39.6% | $4,248-20.3% |
| Participant deferral / active EE | $14,141 | $4,623+205.9% | $4,115+243.7% | $6,531+116.5% |
| Admin fee / account holder | $1,426 | $12,126-88.2% | $10,320-86.2% | $14,480-90.2% |