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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,801 | $115,225+63.0% | $100,712+86.5% | $138,895+35.2% |
| Participation rate | 77.8% | 74.3%+3.4pp | 69.3%+8.5pp | 79.9%-2.1pp |
| Annual return | 20.11% | 40.35%-20.2pp | 33.27%-13.2pp | 145.39%-125.3pp |
| Employer contribution / active EE | $3,387 | $2,771+22.2% | $2,313+46.4% | $4,194-19.3% |
| Participant deferral / active EE | $14,141 | $4,699+200.9% | $4,085+246.2% | $6,396+121.1% |
| Admin fee / account holder | $1,426 | $10,844-86.9% | $9,256-84.6% | $12,562-88.7% |